Accountgram helps businesses collect on unpaid invoices under $10,000. Traditional collection agencies and legal routes can be too costly for smaller debts—our data-driven process closes that gap.
Proxycurl reduced churn rate from 12–15% down to 3% by combining:
When you proactively address unpaid invoices and hold customers accountable, you discourage churn and set clear expectations.
Accountgram transforms "unrecoverable" losses into real revenue.
We use a data-driven, incremental approach—giving debtors fair warning while escalating notifications in carefully measured steps.
We escalate notices to relevant stakeholders or employees within the debtor's organization, reminding them of contractual obligations.
We focus solely on B2B debts and enforce strict documentation requirements, ensuring every debt listed has verifiable proof. Our process is designed to comply with key regulations:
Regulatory Act | Potential Problem | Accountgram's Mitigation |
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FDCPA (re: consumer debts) | B2B debts with sole proprietorships/personal guarantees may qualify as consumer debt. |
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FDCPA applies to consumer debt, but Accountgram is B2B-only. | Strict B2B focus: We verify business structures (e.g., EIN, incorporation documents). | |
FCRA (credit reporting) | Inaccurate debt reporting to credit bureaus. |
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Debtor must be notified within 30 days of credit bureau reporting. | Timely notifications: We email the debtor within 2 business days, including credit bureau contact info. | |
Debtors need a way to dispute inaccuracies. | Dispute portal: Debtors can submit evidence to freeze the claim pending review. | |
State Debt Laws (e.g., CA, NY, TX) | Local licensing/bond requirements for debt collectors. | Register or partner: We file the appropriate surety bonds and partner with licensed agencies for escalations as needed. |
Usury Laws | Charging excessive interest on installment plans. | State-specific caps: We abide by each jurisdiction's interest rate limits. |
CCPA / Data Privacy | Debtors may request data deletion under privacy laws. | Commercial focus: We do not track personal data of individuals; only corporate entities. |
No upfront fees for the first 10 claims—only pay when we successfully recover your debt. After that, choose a plan that fits your scale.
45% commission on any collected amount
No upfront cost
Perfect for trying out the service risk-free
For fresher debts, lower commission.
Better rates for moderate volumes.
Ideal for higher debt volumes or older claims.
Our best rates for significant volumes.
Note: Commission depends on how old the debt is—fresher debts often recover more easily, so you pay a smaller percentage.